Taxes and Insurance

Canadian lender-protection insurance required on many high-ratio mortgages and sometimes relevant to insurable deals.

Canadian down payment rules, insurer language, and default-insurance terms that shape insured and insurable borrowing.

When a Canadian mortgage-default-insurance premium is rolled into the mortgage instead of paid fully at closing.

Low-ratio mortgage that meets insurer standards even if default insurance is not being charged to the borrower.

Cost of Canadian mortgage default insurance and how lenders usually add it to the mortgage balance.

Institution that backs eligible residential mortgages against borrower default, including CMHC and private insurers.